401k or Roth 401k? Which is Better? One you are not taxed on the money going on, the other is not taxed when you take it out. Does having more principal to allow for compounding matter? How much does being able to take money out tax free offset the reduction in principal because you have to pay taxes going in? The secret is in the anticipated tax bracket you will be when you retire. If you are not working, your tax bracket will only be higher IF you have SIGNIFICANT assets or basically pretty rich. On other other hand, more people vying for financial independence will spend less than they earn. If that is the case, you will withdraw less and thus be in a lower tax bracket making 401k the better choice. Link to spreadsheet here: http://bit.ly/2ojP1mg (Graph on the far right) ► More resources at my Patreon: http://www.patreon.com/BeatTheBush ► My honest reviews on Amazon: http://www.amazon.com/shop/BeatTheBush ► Mint Mobile, as low as $15/month: https://mintmobile.com/bush ► Moomoo, up to 17 FREE stocks: https://j.moomoo.com/008UFx ► Webull, up to 12 FREE fractional shares: http://bit.ly/2XwlcQ4 ► Get $30 when you spend $30: https://www.rakuten.com/r/FRANCI7350?eeid=28187 ► FREE Audible Audio Book: https://bit.ly/2Z4RrN7 ► Build Credit w/ NO Credit by Self-Lending: https://self-lender.3qcw.net/YYZBP ► BeatTheBush Honey Badger T-shirt: http://bit.ly/2FBAeLA Other BeatTheBush Channels: null null