If you've never had a credit card, then this video will take you through the basics you need to know and recommend the top first credit cards. Though you can get benefits such as extra consumer protection, 0% interest and rewards, the main reason to get a card is to help boost your credit score. But only do this if you are confident you won't get sucked into debt and spending money you can't afford. WATCH NEXT First-Time Credit Cards: Your questions answered https://www.youtube.com/watch?v=Kc6yruSn2vA For my monthly updates on the best credit cards in the UK, check out this playlist    • Best savings, banking and credit card...   #Creditcards #Creditscore #Creditbuiling ▶︎▶︎▶︎ SUBSCRIBE TO ANDY'S CHANNEL https://www.youtube.com/channel/UC_T7G3RjQe7ghD0ikr4reuw ▶︎▶︎▶︎ GET ANDY'S NEWSLETTER EVERY WEEK You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ ▶︎▶︎▶︎ FURTHER READING More on first time credit cards https://becleverwithyourcash.com/beginner-credit-cards-to-build-your-credit-score/ ▶︎ ANDY ON SOCIAL Andy's handle is @AndyCleverCash and you can connect with him over at: ☆ Twitter - https://twitter.com/AndyCleverCash ☆ Instagram - https://instagram.com/andyclevercash ☆ Facebook - https://www.facebook.com/BeCleverWithYourCash/ ▶︎▶︎▶︎ ABOUT ANDY Andy Webb is a money blogger and journalist. He runs the award-winning website Be Clever With Your Cash, hosts the Cash Chats podcast, presented Channel 5’s Shop Smart Save Money and writes every month for Reader's Digest. Andy also founded the community ukmoneybloggers.com. Andy's YouTube channel won Best Money Vlogger at the 2017 SHOMO awards. ▶︎▶︎▶︎ KIT USED (affiliate links) ☆ Canon M50 https://amzn.to/2mkMPP3 ☆ Canon EF-M 22mm lens https://amzn.to/2mmQlbO ☆ Rode Video Mic Go https://amzn.to/2lnbgv6 DISCLAIMER Content in these videos does not constitute regulated financial advice. Any offers mentioned were correct at the time of filming.