For anyone just starting out or who wants the best beginner / starter credit cards to build their credit score fast, these are the BEST options currently available, all completely free. Enjoy! Add me on Instagram / Snapchat: GPStephan Join the private Real Estate Facebook Group: https://www.facebook.com/groups/therealestatemillionairemastermind/ The Real Estate Agent Academy: Learn how to start and grow your career as a Real Estate Agent to a Six-Figure Income, how to best build your network of clients, expand into luxury markets, and the exact steps I’ve used to grow my business from $0 to over $125 million in sales: https://goo.gl/UFpi4c Number 5: The Discover It Secured Card https://www.discover.com/credit-cards/secured/ This is the BEST card to get if you don’t have a credit card or if you’re just starting out. The good thing about this credit card is that they’ll give 2% cash back at gas stations and restaurants, and an unlimited 1% cash back on all other purchases. The dashboard also allows you to check your FICO credit score so you can keep an eye on how you’re doing. All of this, with any annual fee. Number 4: Citi Double Cash Rewards Card http://citi.us/2ruNn49 This card gives you a whopping 2% cash back on ALL PURCHASES…it gives you 1% when you make a purchase, and then another 1% when you pay it off. And the best thing about this 2% cash back is that it’s consistent among all of your purchases. All with NO ANNUAL FEE. Number 3: The Chase Freedom https://bit.ly/2rx86Vc For signing up, they’ll give you $150 back after you spend $500 on the card within the first 3 months. They also offer 5% cash back on revolving categories up to $1500, as well as 1% cash back on everything else. Not AS good as the Citi Double Cash rewards card in the long term if you have a lot of spending, BUT the $150 sign up bonus definitely makes it worthwhile in the beginning. All for the low annual fee…of NOTHING. Number 2: Quick Silver Capital One https://www.capitalone.com/credit-cards/cash-back/quicksilver/ Just like the Chase Freedom, you’ll get $150 back after spending $500 in the first 5 months. The reason this can be SLIGHTLY better is that you’ll get 1.5% cash back on EVERYTHING, AND you’ll get no foreign transaction fees. So for people that like to travel, but who still want some cash back, this one is AWESOME. And again, all of this for the low fee…OF FREE. Number 1: Bank of America Cash Rewards Card https://www.bankofamerica.com/credit-cards/products/cash-back-credit-card/ This one offers a slightly higher signup bonus than the others…$200 back when you spend the first $500 on the card within the first 3 months. That’s really, really good. In addition to that, you’ll get 3% back on gas stations, 2% back at grocery stores, and 1% back on everything else. AND you’ll get a 10% bonus on these rewards when you redeem your cash back into a Bank of America checking or savings account. And again, like every other card I’ve mentioned here, this card costs you absolutely NOTHING…so this is meant to be a card you get and just keep forever. For business inquiries or paid one-on-one real estate investing/real estate agent consulting or coaching, you can reach me at GrahamStephanBusiness@gmail.com Suggested reading: The Millionaire Real Estate Agent: http://goo.gl/TPTSVC Your money or your life: https://goo.gl/fmlaJR The Millionaire Real Estate Investor: https://goo.gl/sV9xtl How to Win Friends and Influence People: https://goo.gl/1f3Meq Think and grow rich: https://goo.gl/SSKlyu Awaken the giant within: https://goo.gl/niIAEI The Book on Rental Property Investing: https://goo.gl/qtJqFq