For anyone how wants to build their credit score fast, these are the BEST credit cards currently available, all completely free - enjoy! Add me on Instagram: GPStephan - Click "Show More" to see ad disclosure Get 2 Free Stocks on WeBull when you deposit $100 (Valued up to $1400): https://act.webull.com/k/Vowbik9Tm5he/main The YouTube Creator Academy: Learn EXACTLY how to get your first 1000 subscribers on YouTube, rank videos on the front page of searches, grow your following, and turn that into another income source: https://bit.ly/2STxofv $100 OFF WITH CODE 100OFF My ENTIRE Camera and Recording Equipment: https://www.amazon.com/shop/grahamstephan?listId=2TNWZ7RP1P1EB FIRST: Discover It Credit Card A “Secured” Credit Card just means you’ll put down a refundable security deposit - and in return, they’ll give you back a line of credit equal to that exact amount. Your secured credit card will get you 2% cash back on restaurants and gas stations, AND you’ll get unlimited 1% cash back on everything else. They’re also running a promotion where they will MATCH your cash back in the first year. SECOND: The Apple Credit Card First, there’s no annual fee…this is INSANELY important for anyone just starting out, because a LARGE part of your credit score is made up by the LENGTH OF YOUR CREDIT HISTORY. In addition to no annual fees, they’ll also give you DAILY cash back…like, 3% cash back on apple products and with select merchants. You’ll also get 2% cash back on any purchases made with Apple Pay, and then 1% cash back on everything else. THIRD: Amazon Rewards Card First, there’s no annual fee. If you get the Amazon Prime Rewards Card - which requires you to have a valid Amazon Prime membership to get the full benefit, you’ll get a $100 amazon gift card for signing up, and then you’ll get unlimited 5% cash back on all amazon and Whole Foods purchases, and 2% cash back at restaurants, gas stations, and drugstores…and then 1% cash back on everything else. The OTHER card I’m referring to is just the normal Amazon Rewards Card…this is what you could get if you DON’T pay for Amazon Prime, and you’ll still get rewards….just not as much. For example, they’ll give you a $50 Amazon Credit when you sign up, 3% cash back on amazon purchases, 2% at restaurants and gas stations, and then 1% back on everything else. FOURTH: Bank of America Cash Rewards Card. Just like the others, there’s no annual fee. At the moment, hey’ll also give you a $200 cash bonus when you spend $1000 on the credit card within the first 90 days. THEN…if you’re already a Bank of America Preferred Rewards Member, you can get a cash back booster on the credit card, potentially turning a 3% cash back into a 5.25% reward FIFTH: American Express Blue Cash Everyday Card This is one of the few American Express cards that carries NO ANNUAL FEE…so it’s entirely free to use. Plus, you can earn $150 back when you spend $1000 on the card within the first 3 months. AND you’ll get 3% cash back at Supermarkets, 2% cash back at grocery stores, and 1% back on everything else. And just to tie all of this together, if you want a step by step of what to do: First, sign up for the Discover It Secured Card with a $200 deposit. Once you get the card, all you need to do is put a few of your normal expenses on the card each month…and then pay it off in full. You will do this for 6 months. Second, if you want to expedite the credit building process just a little further…around the same time you apply for the Discover It card, also apply for the Capital One Secured Card. Third, after 6 months of doing this…you’ll want to apply for either the Apple Credit Card or Amazon Credit Card. These will be your first “unsecured credit cards.” With these cards, you’ll just do the same thing as the first two…just put small expenses on it, and pay it off in full by the time it’s due. Fourth, from there…after 8-12 months from getting your first card…go and open up the American Express Blue Cash Card. Then, after 12 months…you should have built up enough of a credit foundation to have a score above 750! *Some of the card links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This content does not include all credit card companies, or all available credit card offers. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. For business or one-on-one real estate investing/real estate agent consulting inquiries, you can reach me at GrahamStephanBusiness@gmail.com