Does the 4% Rule apply in the same way to tax-deferred, tax-free, and taxable accounts? And how should one consider the different tax treatments of these accounts when coming up with a safe spending plan in retirement? I'll cover these questions in today's video. Bengen's 1996 Paper: https://www.financialplanningassociation.org/sites/default/files/2021-10/AUG96%20-%20JFP%20Bengen%20PDF.pdf Bengen's 1997 Paper: https://www.financialplanningassociation.org/sites/default/files/2021-10/DEC97%20JFP%20Bengen%20PDF.pdf New Retirement: https://go.robberger.com/new-retirement/yt-taxes-4-percent Join the Newsletter. It's Free: https://robberger.com/newsletter/?utm_source=Rob+Berger&utm_medium=ATF+Link&utm_campaign=Newsletter&utm_id=YouTube Financial tools I use: I track all of my investments, performance, fees, and asset allocation with Empower. It's Free: https://go.robberger.com/personal-capital/yt-tools My retirement plan comes from New Retirement, the most robust retirement planner available at a reasonable cost: https://go.robberger.com/new-retirement/yt-tools I used Capitalize for my last 401(k) rollover. They did all of the work, and it's Free: https://go.robberger.com/capitalize/yt-tools My budgeting tool of choice is Tiller. It downloads all your banking data to Excel or Google Sheets: https://go.robberger.com/tiller/yt-tools We save and invest our credit card rewards. Here are some of my favorite credit cards: https://www.allcards.com/best-credit-card-offers/?utm_source=YouTube&utm_medium=Video+Links&utm_campaign=tools My Book (Retire Before Mom and Dad): https://amzn.to/2MsRJ9B #retirement #taxes #robberger #fourpercent ABOUT ME While still working as a trial attorney in the securities field, I started writing about personal finance and investing In 2007. In 2013 I started the Doughroller Money Podcast, which has been downloaded millions of times. Today I'm the Deputy Editor of Forbes Advisor, managing a growing team of editors and writers that produce content to help readers make the most of their money. I'm also the author of Retire Before Mom and Dad--The Simple Numbers Behind a Lifetime of Financial Freedom (https://amzn.to/3by10EE) LET'S CONNECT Youtube: https://www.youtube.com/channel/UC9C17-OMxa-7oRSaCtztObw Facebook: https://www.facebook.com/financialfreedomguy/ Twitter: https://twitter.com/Robert_A_Berger DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions. AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning at no cost to you I earn a commission if you click through and make a purchase and/or subscribe. However, I only recommend products or services that (1) I believe in and (2) would recommend to my own mom.